2011-12-08 09:38:15.417

Fulton Concrete Contractor Unearths Lifetime Prize

Story Photo video icon audio icon Spencer Coffman of Fulton no longer worries about retirement. The 63-year-old concrete contractor uncovered the second-place prize on a Missouri Lottery “$200,000 A Year For Life” Scratchers ticket, winning $50,000 a year for life, which is guaranteed to be $1 million. He uncovered the prize while sitting in the parking lot of Casey’s General Store, 1301 Business 54 South, in Fulton, where he bought the ticket.
“I always scratch them off in the parking lot,” began Coffman. “If I win a little bit, maybe I’ll go in and play another one. You can’t win if you don’t play.”
Coffman is a regular Scratchers player and frequently wins smaller prizes. He won $1,000 on Nov. 11.
“In August, I had 14 $100 tickets and two $200 tickets. And I didn’t spend much, because if you win $100, you can buy another ticket. Most of it is just by chance.”
Familiarity did not prevent the shock of winning $50,000 a year for life.
“I had to check it two or three times, and then I called my brother,” he explained. “I was kind of dumbfounded for a little bit. I would have rather had the big one, but this will do.”
The prize pays $50,000 a year for life, or the winner can choose to take a lump-sum payment of $750,000 before taxes. Coffman opted for the single payment.
“Social Security isn’t that much anymore,” he offered. “I think I’ll take it and invest it in housing and property.”
Coffman said he didn’t think much about his life would change. 
“My brother and I own a small foundation business. It always got us by. We’ll probably still build houses,” he surmised.
$200,000 A Year For Life” is a $20 game that officially began Aug. 28, 2010. The top prizes of $200,000 a year for life and $50,000 a year for life are payable as long as the claimant lives. Only one of each lifetime prize still remains in the game.

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